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Mortgage Specialist
Kathi Snipes

1185 Sunset Boulevard
West Columbia, SC 29169
803.739.6105
866.851.3000
Fax : 803.739.6114
ksnipes@securityfederalbank

NMLS# 501862

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Home Purchase Basics

Congratulations on your decision to buy a new home! There are many important things to consider throughout the process, especially if you're a first-time homebuyer. Here's some information that will keep you on track.

In General....

A home purchase may be your largest financial transaction to date, so it's important to make the right decisions and to keep an eye on the details. With the assistance of your Real Estate Agent and Loan Officer, it should be an efficient, pleasant, and ultimately rewarding experience.

Count on Security Federal Bank to:

  1. Assist you in selecting the best loan to meet your personal situation and goals. (This single decision can save you thousands of dollars throughout the years!)
  2. Keep you informed of your loan status throughout the entire process.
  3. Keep your Real Estate Agent informed of our loan progress (Note: your personal information is always kept confidential between you and us; only deal points and progress are shared).
  4. Obtain the appropriate loan for you with competitive rates and fees aimed at saving you significant money when you want it most (upfront or throughout the years).

Count on Yourself to:

  1. Keep your Real Estate Agent informed of any questions or concerns as they develop.
  2. Keep the process moving by providing documentation and decisions as soon as reasonably possible. By doing so, many of the details are taken care of early in the process so you can comfortably concentrate on any last-minute details or events that require your attention.
  3. Enjoy purchasing your home, but do remain objective throughout -- to make the business decisions that are best for you.
  4. Make sure you are pre-qualified as early as possible. This will put the power of financing behind you so you can concentrate on selecting your home.
Kathi Snipes NMLS #501862
Security Federal Bank NMLS #456430
1185 Sunset Boulevard , West Columbia, SC  29169
Direct:  (803) 739-6105
ksnipes@securityfederalbank.com
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